cold calling.
also robo-calls.
Windows
Recycling being the responsibility of the consumer
And recycling most plastics. End up in a landfill because its cheaper than actually recycling them.
This. I have opinions on waste management, please indulge a little rant, if you will?
In my city they also now have us pay for the privilege of dumping residual waste. It’s worth noting that residual residential waste is stuffed into a silo - the users bring it to a collection point, and open it with an RFID key card. You’re sent a bill for each time this is opened.
It’s also worth noting that the plastic bin, if it looks like they can’t sort it, they will toss it in general waste.
These factors combine into a situation where:
- Tossing things in the recycling bin has it end up in gen waste anyway
- It’s cheaper for the end user to dump their residual waste inappropriately, either by stuffing it into recycling despite not going there, or by dumping it in the bushes somewhere
Imo, fixes would include the following:
- At the very least, using the general waste silo should not come with extra costs
- Recyclables and residual waste should be merged into a single waste flow, which is to be recycled in general.
- We should make work of actual plastic recycling at a commercial scale.
Societal expectations to move out of your parents’ house when you turn 18. It’s a scam to get you to become more profitable to corporate America. You’re an adult now. You need to buy a car you can’t afford, get a mortgage you don’t want, insure it all to protect the bank, all to go to a job you don’t want, but now need so that you can afford these “nice things.”
But if you stay with your parents, even if you actually enjoy it, you’re a failure.
Child here that moved out at 18 and now a parent to 3.
I hear you, and I know the status quo is changing but fuck me I want my kids out at 18. I lived in shitty roach infested places in horrible neighbourhoods. I’ve wondered how I would have money for food let alone rent. That’s life. That’s growing. I want them to experience that because without the bad times you don’t learn to appreciate the good ones.
I know I’m alone in this sentiment I don’t care. I will always be there for my kids in true times of need and I know the world now isn’t the world of 30 years ago but fuck it. Survive or Thrive.
You’re not wrong. But if everyone in the home is happy and the parents aren’t pushing anyone out, society shouldn’t determine that you’ve “failed to launch.”
You’re 100% correct. My youngest son is autism and will 100% be with me perpetually. I’m open to the other two staying longer too, but not for a free ride and not forever. I received no handouts in life and it made me who I am. Life is not easy.
Exactly what I was saying. You sound like a good person. Thank you.
Your children were born without their consent. I swear parents are the most self centered people in the galaxy.
I’m sorry you feel that way. Life sucks and doesn’t care about you. I’d rather my kids learn this from someone who loves them conditionally than from some random asshat that doesn’t give a shit.
If you’re looking for a participation medal for existing don’t expect one from me.
The stock market. It’s not investment, it’s gambling. It’s also rigged by the power brokers and insider traders.
Passive income. If value is being created and you’re being presented some of it without doing any work it necessarily means that someone else isn’t receiving the full value of the work they’re doing.
subset of capitalism
Absolutely
In most cases I agree with you, but what about a musician who makes passive income off of people streaming their music, or people who buy my fonts?
Cap it at the original 28 years after creation. The current 70 years after the creator’s death is ridiculous.
Even 15 years is a lot of money for something you most likely spent under 6 months creating. Of course, we could always have a detailed system and not just one flat time frame.
I think people overestimate how much the average creator can get from their work over time. They need to keep creating to maintain a livable income. Also, 28 years is a good number because it prevents mega corporations from stealing from small creators. Imagine if some novel series becomes a big hit, but Disney or Warner Brothers could just adapt it whenever they pleased without paying the author.
Not passive income, they did the work of creating the music or the font
Doesent all passive income require some upfront work outside of investing?
No, that’s what makes it passive. Having money isn’t a job, investing isn’t work it’s gambling and extremely rigged.
If you inherit/“born rich” I don’t think so…
Or you’re squeezing all the value and more out of the asset and users, while increasing externalities
Sounds cool til you realize the assets being squeezed are mostly just other people
Even if the assets aren’t people, not squeezing value is required to maintain some fun and life as well as long term sustainability. If you squeeze it, you might squeeze it dry. I hate all the adverts everywhere. Can I just go somewhere to save my eyes…
Insurance, private utilities, the internet, phones, etc.
basically everything,i guess.
Ja
Banks.
Using YOUR money to make a lot of money from investing in horrible companies.Not just investing. Every time banks loan money to someone they steal from everyone.
Fractional reserve banking means that banks only need to have a fraction of the money their customers have in accounts actually in reserve, based on the idea that not everyone will withdraw all their money from the bank at the same time. For example, if people have deposited €1000 at a bank, the bank may be allowed to have €1500 is customers’ accounts, because only a fraction needs to be covered by actual money. The rest is just entries in a database.
Because of the difference between what was deposited and what they are allowed to have as ‘virtual’ money in accounts, they can loan out the difference. So when someone asks for a €500 loan, they approve it and put €500 in the customers account without actually having more money in reserve. They basically create that €500 out of thin air. (Which the customer eventually has to pay back with real money).
Because the total amount of money actually represents the total amount of value created (e.g. by labour and manufacturing), and they just created more money without actually creating more value, the bank just caused a little bit of inflation by issuing that loan. Meaning every time they issue a loan everyone else’s money becomes worth a little less, and this difference eventually ends up in the bank’s pockets.
“Give a man a gun and he can rob a bank. Give a man a bank and he can rob the world.”
Banks also pay the depositors interest so you should want the bank to make money. Unless you suggest that we should be storing our money in coffee cans and burying them in the yard. In which case, your money is even less valuable due to inflation and their is less money for the bank to lend to you community.
That being said banks should be regional and community focused and should never be allowed to grow to the size where if they make bad investments it takes our entire financial system down with it.
Banks like Goldman Sachs, Bank of America, Lehman Brothers etc are scams
interest are insulting compared to what they make with MY money.
Not to mention you have to beg and explain yourself when you want to take out some of it.
Demanding costs for everything, etc…Imagine simping for banks
college textbooks. have to have the latest edition for class, but almost nothing is different from the two-years-old one.
Paying for education that “the market” wants us to have so they can have a larger pool of skilled workers, leading to lower salaries
Privatization of government institutions and programs.
Nobody wants public school anymore and the private schools are booming. Source: am private school teacher
Yes people want public schools.
Ending a price in .99 so you think it is a whole dollar less.
I honestly don’t understand that, I have always rounded up for money going out and down for money coming in. So if I see something priced at $3.25 my brain thinks $4, and if I earn $3.25 my brain thinks $3 dollars.
Ive always thought it was due tax related reasons. In México, most shops have it set up so the price + IVA (our consumer tax) gives you a rounded number.
The stock market
Capitalism
