ObjectivityIncarnate

Atheism isn’t a religion, likewise asexuality is not a sexual orientation, but the lack of one, I say.

What you are describing is essentially the roguelike/lite genre, lol. Search up some of that, see if anything looks fun.

Is the point meant to be that women don’t build off of their previous work as much as men? lol

Powerful

This “science meme” needs more science and less meme, imo, lol

You’re discounting the people who have always lived within their means and so never took on debt.

No I’m not. Those people are unknown quantities, and so also suffer if credit scores go away, because bad borrowers are worse than first-time borrowers, so without credit scores, first-timers will be treated worse.

Only people who are bad credit risks ever come up with this take, lmao.

The sole function of credit scores is to benefit people who are reliably ‘good for it’ when they borrow money. Without them, everyone is treated as just as high a risk as the worst borrowers who are least likely to pay back their debts, and you gain no benefit from reliably paying back your debts. But with them, your good borrowing is kept track of, and good reputation means lenders trust you more to pay your debts back, so they’re willing to lend more, and they are willing to charge less interest.

Removing credit scores changes nothing for bad borrowers, and hurts good borrowers.

Yeah, this is just people not understanding how credit scores work, part #57294, lol

republikkklown

Grow up, please, lol.

The fact that a worker who barely makes ends meet pays 10-20 times the taxes Amazon pays is… Fascinating in a dark way.

That is absolutely not a fact, lmao.

Isn’t it clear?

No. :)