Issue is, salaries are not enough, some credit cards give great benefits and cashbacks, and sadly the credit system is being exported to other countries, it is no longer an US only problem.

First time I tried to get a mortgage, I got rejected by multiple banks due to my “inexistent credit footprint”, which was just the local flavor of a credit score. The banks even offered to give me credit cards, encouraging me to use them and NOT pay them off to prove I had a good payer behavior. Got lucky and found a credit union who didn’t ask for any of that but had higher interest rates, so lose-lose situation.

Dank is entirely subjective, and even if we were born in the same “back then”, our danks can be completely incompatible. There isn’t an agenda, it is just another extension of capitalism and profitability.

Genetical in the sense that you are programmed to behave like that, not in the sense it has to be yours to prompt said response. Paternity fraud is no joke.

No kids, ever. I can hardly take care of myself, can’t even be trusted with a plant, and I find them disgusting. Who will care for me when I am old? I have worked long and hard with the elderly, and knowing how many of them were abandoned by their families, it is easy to see that my odds are better investing the money I would use to raise a child, in a retirement fund instead.

But with how broke I am, I am not even getting to do the retirement fund thing, so yay. Glad I didn’t let an ex change my mind when I was earning a lot back in the day, because those jobs got “optimized” and outsourced.

Same, I didn’t want to repost it if it wasn’t, I only post respectable shitposts

The time traveler’s diarrhea

https://en.m.wikipedia.org/wiki/File:Vela_supernova_-_VST_-_Eso2214a.jpg

And if you wanna learn more about the supernova, https://en.m.wikipedia.org/wiki/Vela_Supernova_Remnant