Wow, looking at some of the system specs I was thinking, “who even needs 64GB of RAM?” I don’t think I’ve ever had a system with more than 16GB. But I suppose there was a time when people thought the same about 512KB. I probably wouldn’t shop used, but maybe refurb. I never buy extended warranties, but I do like having the initial guarantee when I buy a new device.
Everything else you mentioned is way outside my knowledge; I could probably learn, but I would rather just have something that works. I used to love getting into the technical stuff, but now I just want to turn on my device and use it.
I actually have one, but I use my laptop as a laptop the majority of the time and the steam deck would not work well for that. I suppose an alternative to buying something new would be to properly setup cloud storage so I could more easily switch between laptop and desktop PCs rather than “docking” (aka KVM) my laptop when I want to use a proper setup at my desk. My poor desktop is essentially unused at this point other than occasionally streaming games to my laptop.