I’ve been working in the last few years of getting rid of big tech services. PayPal and Amazon are left. I’ve been questioning the need for PayPal in a world of virtual credit cards. My main reason for using it was security of purchase but I feel this need is no longer there. BTW, equivalent EU service to PayPal that is equally well accepted? Feels like this one may be more difficult to satisfy.
I think you’re possibly looking for Wero and its predecessors (iDEAL, Giropay, etc)
It’s relatively new in its current form, but I think it’s being adopted across the EU at an alright rate
Right, successor of Paylib too. From a user standpoint, it’s the same than Paypal except that it uses phone numbers for identifiers. It’s supported by a lot of banks already (no need for additional app / account).